| Down Pament (20% of purchase price - first year only) | $4,000 |
| Bank Payments (5 yrs. at 11% interest = $347.88/month) | $4,175 |
| Dockage (20' boat at $85/ft.) | $1,700 |
| Maintenance, winterizing, storage, supplies, upkeep, and license | $600 |
| Insurance | $500 |
| First Year Cost(depreciation & property tax not included) | $10,975 |
| Down Payment | $495 |
| Annual Total (Membership plan) | $2,000 |
| Dockage | $0 |
| Maintenance, winterizing, storage, supplies, upkeep, and license | $0 |
| Insurance | $0 |
| Annual Cost of Membership | $2,495 |